GTAHome mortgage planning tools Use one maintained source for the mortgage calculations that matter most when planning a Greater Toronto Area home purchase or renewal. All live calculators on this page are provided and maintained by Jessie Long Mortgage. Formulas, assumptions, disclosures and future updates come from the same source. 以下计算器由 Jessie Long Mortgage 统一维护，适合做初步预算和方案比较；结果不等于贷款批准，具体资格、利率和费用仍需由持牌按揭专业人士确认。 Estimate a maximum mortgage and purchase price using income, debts and the Canadian mortgage stress test. Compare payment frequencies, term interest and remaining balance using Canadian mortgage compounding. Check the minimum down payment, estimated mortgage-insurance premium, Ontario premium tax and total mortgage. Combine down payment, land transfer tax, mortgage-insurance tax and common closing estimates into one planning figure. Estimate Ontario and Toronto land transfer tax, including eligible first-time home-buyer rebates. Compare payments, five-year interest and remaining balance at an existing and proposed renewal rate. Planning-use disclosure: Calculator results are estimates for illustration and education only. They are not a mortgage approval, commitment, rate hold, legal opinion, tax advice or investment advice. Actual lender criteria, qualifying rates, insurance rules, taxes, rebates, fees and available products may vary. Mortgage source: Jessie Long, Mortgage Broker, Licence M12001861, CENTUM Direct Financial Inc., Brokerage #11774. For mortgage-specific questions, visit jessielongmortgage.ca or call 416-358-3608. Real estate planning: For help comparing a purchase price, neighbourhood, property or offer strategy, contact Yan Zhou, Sales Representative, First Class Realty Inc., Brokerage.
Mortgage Affordability Calculator
Mortgage Payment Calculator
Down Payment & Mortgage Insurance
Cash Needed to Close
Ontario & Toronto Land Transfer Tax
Mortgage Renewal Comparison
GTA Mortgage Calculators | Powered by Jessie Long Mortgage
Start with your decision—not a desired result. Use realistic income, debt, property-tax, condo-fee, interest-rate and closing-cost assumptions. Keep a copy of the inputs you used when discussing the result with your Realtor or mortgage professional.
01 · Qualification
02 · Payment
03 · Purchase
04 · Closing
05 · Closing
06 · Renewal